Our Principals

  • Michael M. Kalis Background: Real Estate and Banking, non performing loans and sale of properties/workouts.

    History: Fairfax Savings (5 years); First National Bank (10 years); Michael Kalis inc. (10 years)

Contact:

Office: (410)518-6868
Cell:    (410)375-5995
Email address: michael@michaelkalis.com

  • harry schultheis

    • Background: Retail and Commercial lending, collections and workouts.

      History: Commercial Banker, First National Bank of Maryland (15 years); Carrolton Bank (15 years)

    Contact:

    Cell:    (410)274-9491

    Email address: harrys2411@aol.com

    julie dembert Background: Real Estate Banking (loan origination and underwriting, work outs, loan review).

    History:  Maryland National Bank(2 years),Westbrook Homes Building Company (8 years), K Bank (10 years), Hopkins Federal Savings Bank (2 years); Dembert Consulting Services, Inc.